Investment is the use of resources intended to increase future production output or income. In other words, investment is purchasing an asset or item with the hope that it will generate income or appreciate in the future. From an economic standpoint, an investment is the purchase of goods that are to be used in the future to create wealth. In finance, an investment is a monetary asset purchased with the idea that the asset will provide income in the future or appreciate and be sold at a higher price. Investment objective An investment objective is a financial objective that an investor uses to determine which kind of investment is appropriate. For example, if the investor's objective is capital growth, he/she may opt for growth-oriented mutual funds or individual stocks. If he/she is more interested in income, he/she might purchase income-oriented mutual funds or individual bonds instead.