Super Visa Insurance
Super Visa Insurance is important to complete the application for your Super Visa! But what does it cover? Does it have any criteria for pre-existing conditions? Find out the answers to the most common questions below!
Super visa insurance is a policy plan which has to be taken by the host to facilitate a comfortable and hassle free stay for their grandparents or parents via the super visa facility! It has a few criteria which need to be fulfilled. They are:
• Must have a coverage of $100,000
• Must be valid for every entry into Canada
• Must cover the necessary areas
• Must be valid for at least a year!
The immigrant will be asked to complete a medical examination to determine the fields to be covered in the super visa insurance plan and also whether they are eligible for such a travel. The host will also have to cover an income limit depending on the size of their family and the number of people visiting!
Most asked questions about super visa insurance are answered!
• Will pre-existing conditions affect the policy? If so how?
• Will the super visa insurance policy cover their current illness and medicinal requirements?
• Is the super visa insurance policy refundable?
• When should I pay for the policy?
• Is it necessary to use a broker?
The Super Visa insurance policy may or may not cover the pre-existing conditions. It depends on whether these conditions have been stable for a certain period of time. If they have not been, then it could be beneficial to shop around for a policy which would cover anything related to or diseases which may occur because of these conditions.
The policy is taken out only for emergency medical procedures and illnesses which occur during their stay in Canada. The policy will not cover current medical requirements. These have to be paid out of your own pocket. The policy will be useful in case of any unforeseen medical emergencies.
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The eligibility for refunds depends on the situation in which it is asked for. If the trip has been cancelled, it could be refunded fully. Whereas, if the trip has begun and then been cut short, you could get part repayments. It also depends on your provider as they will have their own terms and conditions. It is wise to ask them about it before signing anything.
The payment for the super visa insurance has to be made then and there. This is because you require an insurance policy ready to even apply for the super visa!
A broker can help you ensure that you get a policy with the maximum benefits and the best plans! You can relax and let the broker do all the hunting and shopping while you simply select the right option!
Bring a bit of home to your house! Contact Harpreet Puri for the right super visa insurance plan!