What is the best visitor insurance for a 2-month trip to Canada?
Well, that’s one of those tricky questions that you never know the answer to. However, if you’re looking for one of the best visitor insurance policies for a 2-month trip to Canada, it can be anyone that meets all of your travel and financial requirements. In this blog post, we will help you find the ideal travel insurance that will help make your stay in Canada as stress-free as possible. Read on to find out more.
Things that your travel insurance should provide:
Before you apply for travel insurance with any company, make sure you read the fine print on the paperwork and see to it that the insurance company provides the following services.
- Emergency evac: If you need to leave the country due to an emergency, then the expenses should be covered by the insurance scheme.
- AD&D: Accidental death and dismemberment insurance (AD&D) might be something you might not be comfortable thinking about, but to be on the safer side, make sure it is covered as well. The coverage pays a lump sum amount in the event of death or dismemberment due to an accident. If the insured party dies, the coverage amount will be paid to a beneficiary. In case of dismemberment (defined as a loss of limb), a fractional amount of the insurance is paid to the insured.
- Trip interruption: If you have to leave your trip midway, ensure a clause in the contract that offers reimbursement for the covered amount for unused travel expenses.
- Personality liability: Unfortunately, if you find yourself in any legal dispute in Canada, this clause can help you with legal assistance costs.
It’s one of the primary reasons you should take up travel insurance. Suppose you need to make a trip to a hospital during your stay here. Since you won’t be under the government medical insurance scheme, you will have to pay out of pocket, which may cost you a fortune. However, the insurance company would take care of it with travel insurance. Everything emergency hospital visits to travel expenses for medical reasons will come under this coverage.
Explore the market
That’s one of the most important things you should do before applying for travel insurance. Explore the market as much as you can. Speak with travel insurance brokers and as for quotes. This would give you better insights, and you can then make a well-informed decision on which travel insurance would be best suited for your 2-month trip to Canada.